Financial and insurance services: how the industry looks
This page gathers the figures we hold on financial and insurance services. Each section names its own source.
Each source groups industries its own way, so the edges of financial and insurance services differ a little from section to section.
- Median sale multiple8.5times EBITDA
- Still trading after four years65.9%of businesses trading in June 2022
- Days to pay small suppliers11July to December 2025
- Wage change+2.6%the year to June 2026
What stands out
- In July to December 2025, the typical large business paid small suppliers in 11 days in the industry and 23 days across all industries.
- In 2025-26, 12.4% of the industry's businesses stopped trading, and 13.8% across all industries.
- The industry's share of deals in our database rose from 5.8% in 2015-19 to 8.6% in 2020-26.
Where a line gives a figure across all industries, it comes from the same source and period as the industry's. The sections below name each source.
Use these figures
Get your own earnings on the same basis as the deals, and set them against the sector's multiples, in the earnings calculator.
Set the days your own invoices take beside the industry's on payment times.
What businesses sold for
- Financial and insurance services8.5 times EBITDA, middle half 7.5 to 8.5, 10+ deals
- Financial platforms and broking8.5 times EBITDA, 5+ deals
Deal details
Financial and insurance services: median 8.5 times EBITDA. The middle half of deals ran from 7.5 to 8.5 times (10+ deals of A$10 million to A$500 million, announced 2014 to 2026).
Financial platforms and broking: median 8.5 times EBITDA (5+ deals of A$10 million to A$500 million, announced 2014 to 2021).
What multiple will my business sell for?
In Australia, financial and insurance services businesses bought between 2014 and 2026 sold for a median of 8.5 times EBITDA, across 10+ deals.
Source: deals in our database with a published value. Counts by onestepright.
See every financial and insurance services figure on its sale multiples page.
How deal activity has moved
2015-19 against 2020-26, among the deals in our database.
These count deals in our database, not every deal in the market.
Source: deals in our database. Counts by onestepright.
How many businesses are still trading
About 66 in every 100 were still trading four years later.
Source: Australian Bureau of Statistics, Counts of Australian Businesses, including Entries and Exits (8165.0). Licensed under CC BY 4.0.
Compare survival across industries.
Businesses that started and stopped
Each is a share of the businesses trading at the start of the year.
Few exits are insolvencies.
Source: Australian Bureau of Statistics, Counts of Australian Businesses, including Entries and Exits (8165.0). Licensed under CC BY 4.0.
Compare exits across industries.
How fast large businesses pay small suppliers
- This industry11
- All industries23
The typical large business in this industry, against all industries.
In July to December 2025, the typical large business in the industry paid small suppliers in 11 days, and paid 93% of its invoices within 30 days.
Source: Payment Times Reporting Register. © Commonwealth of Australia. Licensed under CC BY 4.0.
Compare payment times across industries.
What costs did
What wages and input prices did in this industry, and what businesses in it announced. Each comes from its own source and grouping of industries.
Each bar comes from its own source, named below.
Source: Australian Bureau of Statistics, Wage Price Index, Australia (6345.0), private sector, total hourly rates excluding bonuses. Licensed under CC BY 4.0.
No ABS price series measures this industry's inputs closely enough to show.
Businesses in banking fees and general insurance premiums that announced a price rise stated a median of 9.5% across 2020 to 2025.
Source: businesses' own stated price rises, in our database. Medians by onestepright.
Price rises businesses announced
Banking fees and general insurance premiums: a median stated rise of 9.5%, from 30+ statements by 10+ businesses.
Source: businesses' own stated price rises, in our database. Medians by onestepright.
What listed chief executives' bonuses pay for
The share of the sector's ASX 200 companies using each measure in their chief executive's bonus plans, FY2025.
Short-term plan
Share of the sector's ASX 200 companies using each measure, FY2025.
Based on 20+ companies.
Long-term plan
Share of the sector's ASX 200 companies using each measure, FY2025.
Based on 20+ companies.
Source: ASX 200 companies' remuneration reports, FY2025. Shares of companies, not weights.
See financial and insurance services in New Zealand.
See financial and insurance services in the United Kingdom.
See financial and insurance services in Canada.
See financial and insurance services in the United States.
Who in your business can move a price, and by how much? The pricing check takes about ten minutes.