Financial and insurance services in New Zealand

This page gathers the figures we hold on financial and insurance services in New Zealand. Each section names its own source.

Each source groups industries its own way, so the edges of financial and insurance services differ a little from section to section.

How many businesses are still trading

Out of 100 businesses started in the year to February 2022

About 73 in every 100 were still trading three years later.

Stats NZ counts a business as still trading only if it was trading at every February count since it started.

Source: Stats NZ, New Zealand Business Demography Statistics. Licensed under CC BY 4.0.

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onestepright, "Financial and insurance services in New Zealand: deals, margins and survival", updated October 2026, https://onestepright.com/industries/new-zealand/financial-and-insurance-services#h-survival. Source: Stats NZ, New Zealand Business Demography Statistics. Licensed under CC BY 4.0.

Businesses that started and stopped

Started and stopped, year to February 2025
  1. Started trading15.7%All industries10.7%
  2. Stopped trading9.0%All industries11.0%

Each is a share of the businesses trading in February 2025.

Stats NZ marks the latest year as preliminary.

Source: Stats NZ, New Zealand Business Demography Statistics. Licensed under CC BY 4.0. Rates computed by onestepright.

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onestepright, "Financial and insurance services in New Zealand: deals, margins and survival", updated October 2026, https://onestepright.com/industries/new-zealand/financial-and-insurance-services#h-entries_and_exits. Source: Stats NZ, New Zealand Business Demography Statistics. Licensed under CC BY 4.0. Rates computed by onestepright.

What costs did

What wage rates and input prices did in this industry. Each comes from its own Stats NZ series and grouping of industries.

What costs did, the year to June 2026
  1. Wage rates+2.3%
  2. Input prices+0.1%

Each bar comes from its own Stats NZ series, named below.

Source: Stats NZ, Labour Cost Index, private sector, all salary and wage rates. Licensed under CC BY 4.0.

Source: Stats NZ, Producers Price Index, inputs. Licensed under CC BY 4.0.

Each country measures these its own way. The figures sit side by side and do not compare exactly.

Change over the year to June 2026, in New Zealand and in Australia
MeasureNew Zealand (%)Australia (%)
Private sector wage rates2.32.6

Source: Australian Bureau of Statistics, Wage Price Index, Australia (6345.0), private sector, total hourly rates excluding bonuses. Licensed under CC BY 4.0.

Your own cost mix

Enter the share of your costs that go on inputs and on wages. The box works out what those two changes add to your total costs, if your costs moved with the industry. Nothing you enter leaves this page.

Your own suppliers' prices and wage rises are the better figures, if you have them.

How businesses set prices

In 2022, 42.9% of financial and insurance services firms with six or more staff that set their own prices added a margin to cost.

The survey asked about each firm's main product only.

Source: Stats NZ, Business Operations Survey 2022. Licensed under CC BY 4.0.

Embed or cite this chart

Use the chart or its figures with the sources named and a link back to this page.

Cite

onestepright, "Financial and insurance services in New Zealand: deals, margins and survival", updated October 2026, https://onestepright.com/industries/new-zealand/financial-and-insurance-services#h-pricing_practice. Source: Stats NZ, Business Operations Survey 2022. Licensed under CC BY 4.0.

This work is based on/includes Stats NZ's data which are licensed by Stats NZ for reuse under the Creative Commons Attribution 4.0 International licence.

See financial and insurance services in Australia.

See financial and insurance services in the United Kingdom.

See financial and insurance services in Canada.

See financial and insurance services in the United States.

Who in your business can move a price, and by how much? The pricing check takes about ten minutes.

Financial and insurance services in New Zealand: deals, margins and survival · onestepright